Terms of use
Everything on Darling Mirror is educational material, not advice and not an offer to trade.
Educational material, not advice
This site is educational material only, and it is not advice and not an offer to buy or sell any instrument. Nothing here is personal financial advice, and nothing takes account of your objectives, your financial situation or your needs. If you need advice, speak to a licensed adviser who knows your circumstances, because this desk is not licensed and does not provide that service.
The pages explain how gold (XAU/USD) trading works: one standard lot is 100 oz, one pip is 0.01, and the reference price used in examples is about 4275.0. Those are definitions and worked examples, not recommendations. Reading them does not make a trade suitable for you, and no page here should be read as telling you to place one.
The Affiliate Relationship in Full
Darling Mirror earns money through affiliate relationships with brokers, including FxPro. This means that if you click a link to FxPro from this site and open an account, the site may receive a commission or payment from FxPro. This payment comes at no additional cost to you and does not change the price you pay for trading services. The relationship is disclosed so you can judge the information with that in mind.
Affiliate payments do not influence the factual content. The site aims to describe costs, leverage, and platform features accurately, using only the facts provided. However, you should assume that any link to a broker is an affiliate link unless stated otherwise. The site does not rank brokers based on payments, and the presence of a link is not a recommendation. You should always compare multiple providers and read their terms before funding.
The affiliate relationship does not make Darling Mirror a representative of FxPro or any other broker. The site cannot open accounts, approve applications, or resolve disputes. Any agreement you enter into is between you and the broker, and the broker's terms and conditions govern that relationship. If you have an issue with a broker, you must raise it directly with them and, if necessary, with their regulator.
The Law That Applies to These Terms
These terms are governed by the laws of New South Wales, Australia, and you agree to submit to the exclusive jurisdiction of the courts of New South Wales. This applies regardless of where you access the site from. If any provision is found to be invalid or unenforceable, the remaining provisions continue in full force. The site is operated from Australia, and the terms are drafted to comply with Australian law where applicable.
The site does not hold an Australian Financial Services Licence and is not regulated by ASIC as a financial product adviser. FxPro, the broker mentioned, is licensed by the FCA (UK) and CySEC and does not hold an ASIC licence, so Australian residents deal with an offshore entity. You should check this before funding. The site's content is not intended to constitute an offer or solicitation in any jurisdiction where such an offer would be unlawful.
If you access the site from outside Australia, you are responsible for compliance with local laws. The site makes no representation that the content is appropriate or available in all locations. Any dispute arising from these terms will be handled in the courts of New South Wales, and you waive any objection to venue. This choice of law does not deprive you of the protection of mandatory consumer laws in your country of residence.
Dated figures and affiliate links
Figures on this site are dated and must be verified with the broker before you rely on them. Costs, terms and entity arrangements change, and a number that was accurate when we read the broker's documents may not be accurate now. Always check the broker's own current schedule for the account type you would actually use.
Some links on this site are affiliate links, which means the reader's relationship is with the broker, not with this desk. If you open an account through a link, the broker may pay us a referral fee at no extra cost to you, and the broker's terms govern the account, the money in it and any dispute. The regulator fact we rely on remains that FxPro is licensed by the FCA (UK) and CySEC. It does not hold an ASIC licence, so Australian residents deal with an offshore entity — check this before funding.
Risk of loss with CFDs on gold
CFDs on gold carry a high risk of loss and most retail accounts lose money. Leverage magnifies both gains and losses, and the maximum available to Australian clients at the broker we cover is up to 1:200, which is a cap rather than a setting to aim at. At that cap a 0.10-lot position needs about $85.50 in margin, but margin is not the most you can lose, and a fast move can take you past it.
Only risk money you can afford to lose, and understand the product before you fund an account. Past performance tells you nothing about what happens next, and no page on this site guarantees an outcome. If you do not understand how a leveraged gold position behaves when the market gaps, that is a reason to stop rather than proceed.
How Changes to These Terms Are Published
Changes to these terms are published on this page, and the updated version takes effect when it is posted. The site may update the terms at any time without prior notice. You should review this page regularly to stay informed. The date of the latest revision will be indicated at the top or bottom of the page. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Material changes will be highlighted or summarised in a notice on the site, but the site is not obligated to provide individual notification. It is your responsibility to check for updates. If you do not agree with the changes, you should stop using the site. The site may also modify or discontinue features at any time, and such changes do not constitute a breach of these terms.
The current version of the terms supersedes all previous versions. Any failure to enforce a provision does not waive the right to enforce it later. If you have questions about the terms, you should contact the site using the details provided. The terms are available in English only, and translations, if any, are for convenience and the English version prevails.
What Darling Mirror Provides and What It Does Not
Darling Mirror is an information service that publishes educational material about trading gold (XAU/USD) and other instruments. It does not provide personal financial advice, does not manage money, does not execute trades, and does not hold client funds. Any example, calculation, or scenario on this site is for illustration only and is not a recommendation to buy or sell. You remain responsible for your own decisions and for assessing whether trading suits your circumstances.
The site is not a broker, dealer, or investment adviser. It does not know your financial situation, goals, or risk tolerance, so nothing here can be personal advice. References to FxPro or any platform describe features and costs in general terms; they are not an endorsement or a suggestion that you open an account. If you need advice tailored to you, consult a licensed professional who can consider your full circumstances.
All numbers on the site, including the reference price of 4275.0 for gold and the margin example at 1:200, are illustrative and may not reflect live market conditions. They are provided to explain how calculations work, not to predict outcomes. You should verify any figure with your broker or platform before acting. The site does not guarantee accuracy, completeness, or timeliness of any information, and you use it at your own risk.
Your Responsibilities When Using This Site
You are responsible for ensuring that any trading decisions you make are suitable for your own financial situation and risk tolerance. Trading gold CFDs with leverage up to 1:200 carries a high risk of loss and is not suitable for everyone. You should seek independent advice if you are unsure. The site does not assess your suitability and does not monitor your trading activity.
You must not use the site for any unlawful purpose or in a way that could damage or impair the site's operation. You are responsible for maintaining the confidentiality of your account details with any broker. The site is not responsible for any unauthorised access to your broker account. You should use strong passwords and follow the broker's security recommendations.
You agree to provide accurate information if you interact with the site, such as when contacting support. The site may use cookies and similar technologies to improve your experience, and by using the site you consent to such use in accordance with the privacy policy. You should read the privacy policy to understand how your data is handled. The site does not knowingly collect information from minors.
Limits of Liability in Plain Words
Darling Mirror provides information on an "as is" basis and does not accept liability for any loss or damage arising from your use of the site. This includes direct, indirect, incidental, or consequential losses, whether from errors, omissions, or reliance on the content. You use the site at your own risk, and you are solely responsible for any trading decisions you make. The site does not guarantee that the information is accurate, complete, or up to date.
The site is not liable for any technical issues, including downtime, viruses, or data loss, that may affect your access. It does not control third-party websites linked from this site and is not responsible for their content or practices. Any reliance on external links is at your own risk. To the extent permitted by law, the site excludes all warranties and conditions that might otherwise apply.
Nothing in these terms limits liability that cannot be limited by law, including under the Australian Consumer Law. If a guarantee applies, the site's liability is limited to the extent permitted. You agree to indemnify Darling Mirror against any claims arising from your breach of these terms or misuse of the site. This section should be read together with the rest of the terms.